If you are using Fastlane, we may recognize you as a Fastlane user when you shop on participating Partner and Merchant sites, and we may prompt you to engage in participating Partner or Merchant interactions, such as registering for a store or loyalty account using your Fastlane profile. We will also use your Personal Information and payment method details to determine whether the payment you are making with a participating Partner or Merchant is authorized by you and likely to be successfully authorized by the payment method you choose to use when you make a purchase using details from your Fastlane profile.
Provide receipts in connection with PayPal Point of Sale (formerly Zettle by PayPal) services. For buyers using our PayPal Point of Sale services (including Venmo Tap to Pay), you may choose to provide us your contact details so that we can send you digital receipts. If you provide your e-mail address or mobile number to a Partner or Merchant who uses PayPal Point of Sale, we may remember your details for the next time you buy something from a Merchant who uses PayPal Point of Sale in its physical store, if you use the same payment card. This is regardless of whether you have previously bought something from this Merchant or not. This means that your e-mail address or mobile number will be pre-filled in the receipt view for your convenience the next time you buy something from a Merchant who uses PayPal Point of Sale in its physical store.
Manage, analyze and improve our Services. We may use Personal Information to develop new products and features, to administer our Services, to promote the safety and security of the Services, for customer analysis and internal operations (e.g., for troubleshooting) and procedures, data analysis, testing, research, and statistical purposes. We may also use your transaction and experience data on an aggregated basis to generate business insights. We may share those insights with third parties such as our Partners and Merchants to help improve their products and services.
AI and Automated Decision Making . We may use Personal Information to train our artificial intelligence (AI) models that power our Services and help us deliver more secure, efficient, and personalized services. PayPal also uses Automated Decision Making to provide our products and Services, conduct risk analysis, fraud prevention and risk management to protect our customers and business, including to prevent fraud against our Partners and Merchants and strategic ventures. Please see AI and Automated Decision Making to learn more.
Manage your creditworthiness . Pursuant to applicable law, we will use and exchange Personal Information about you with CRAs to assess creditworthiness and product suitability, check your identity, trace and recover debts, and prevent fraud and criminal activity. This information may be supplied by CRAs to other organizations to perform similar checks and to trace your whereabouts and recover debts that you owe.
Associate information about you. If you use our Services without a PayPal Account, we may associate such transactions with your PayPal account if you later establish an account. If you use one of the following-Fastlane, Venmo, and PayPal Honey-we may associate information about your transactions and experiences using these Services to personalize content and offers and improve your use of the PayPal Services.
Market our Services . We may use Personal Information to provide you with information, news, and market our Services including where we partner with others to offer similar services to market about our Partners and Merchants. We use Personal Information, including when we associate information about you, to better understand and cater to your interests.