· finance

HSBC vs Barclays

Neither policy says whether your data trains AI models. Both are UNCLEAR, and the search terms tried are on each entry.

Grades read the plan most people are on. Each company's full entry has every plan, every clause and the archived copy it was read from.

HSBC

HSBC's group privacy notice and its UK notice never mention AI, machine learning or model training. The one "train" in either is about staff.

Verdict

By default: The policy does not say
The way out: Nothing to opt out of on the record
Last checked: 7 Oct 2026

Read the full verdict →

Barclays

Barclays' full privacy notice says it may run your information through AI, including generative AI from outside providers. Whether your data trains anything, it doesn't say.

Verdict

By default: The policy does not say
The way out: Nothing to opt out of on the record
Last checked: 7 Oct 2026

Read the full verdict →

HSBC: every plan

HSBC · what each plan can refuse · checked 7 Oct 2026

1 PLAN

Plan

Exposure

Trains

Opt-out path

Retention

De-identified

Human review

All customers

UNCLEAR

Not established, see below

Not stated

—

Not established

EVERY CELL ABOVE IS SOURCED FROM A QUOTED CLAUSE OR A DOCUMENTED SEARCH · SEE THE EVIDENCE ABOVE

EXPOSURE IS SCORED 0–100 ON ONE AXIS, HOW HARD IT IS TO STOP THIS PLAN TRAINING ON YOU. THE GRADE IS THE BAND IT FALLS IN: A 0–10 · B 11–25 · C 26–45 · D 46–60 · E 61–80 · F 81–100. HOW THE SCORE IS SET

All customersUNCLEAR

OPT-OUT: Not established
RETENTION: Not stated
EXPOSURE: —
DE-IDENTIFIED: —
HUMAN REVIEW: Not established

Barclays: every plan

Barclays · what each plan can refuse · checked 7 Oct 2026