Does J.P. Morgan train on your data?
J.P. Morgan's privacy notice does not mention artificial intelligence, machine learning or model training even once. A documented absence, at a firm that talks about AI constantly elsewhere.
Not a hedge, not a forwarding, not a qualification — the subject simply is not in the document. Across roughly 25,000 characters there is no "train", no "machine learning", no "artificial intelligence" and no "AI". That is a stronger silence than most entries on this site, where a policy at least gestures at the question before declining to answer it. Two limits on what it proves. This is the corporate and institutional notice: J.P. Morgan's consumer bank trades as Chase, whose UK notice is not at the obvious path, so this is a finding about the firm rather than about a retail current account. And silence is not a denial — a bank may have no AI training programme touching client data, or may simply not describe it here. Re-read on 7 October 2026 in its newest copy, of 7 September: still silent.
- J.P. Morgan privacy notice, captured 2026-09-07 (https://www.jpmorgan.com/privacy)
- train, training, fine-tune, machine learning, artificial intelligence, AI, AI model, large language model
- 0 of 0 raw hits
- 7 Oct 2026
Zero matches for any of the searched terms, in any sense, not even the staff-training and quality-assurance uses that account for the hits in most other policies here. "Model" appears only in "Model Contractual Clauses", unrelated to machine learning.
What each plan can refuse
The same questions, asked of every plan we could identify. Every cell comes from a quoted clause or a documented search - see the evidence above.
- Not established
- Not stated
- —
- —
- Not established
How to opt out of J.P. Morgan AI training
Plan by plan, from what J.P. Morgan's own policy says about refusing. Where it publishes the steps, they're listed here with the limits they carry. Where there's nothing to switch off, or nothing graded, this says so instead of inventing a menu path.
All clients (corporate and institutional notice)
Not graded, so no route is pointed at. Not a hedge, not a forwarding, not a qualification — the subject simply is not in the document. Across roughly 25,000 characters there is no "train", no "machine learning", no "artificial intelligence" and no "AI". That is a stronger silence than most entries on this site, where a policy at least gestures at the question before declining to answer it. Two limits on what it proves. This is the corporate and institutional notice: J.P. Morgan's consumer bank trades as Chase, whose UK notice is not at the obvious path, so this is a finding about the firm rather than about a retail current account. And silence is not a denial — a bank may have no AI training programme touching client data, or may simply not describe it here. Re-read on 7 October 2026 in its newest copy, of 7 September: still silent.
What this policy has done since we started watching
No change detected. We've held a copy of J.P. Morgan's policy since 17 Aug 2026 and re-read it since, across 2 captures. The text hasn't moved in a way that touches this verdict. That's a fact about the document, and it's only knowable by having kept the earlier copies.
Everything we read
Vendor response
We wrote to J.P. Morgan on 26 Aug 2026, quoting the clauses above and inviting a correction. Nothing has come back. That's published because a company declining to comment on its own policy is something a reader should know, and because the invitation should be on the record whether or not it's taken up. Any reply goes here, word for word.
Report a wrong clause