Does Wells Fargo train on your data?
Wells Fargo's notice of data collection runs to 22,000 characters and mentions AI, machine learning and model training exactly zero times.
Both occurrences of "training" in the document are employment records — staff work history and HR service providers — and there is no "machine learning", no "artificial intelligence" and no "model" anywhere. The same silence as Chase, Citi and Bank of America, at the same scale, which is what makes the American incumbents a set rather than a coincidence. Re-read on 7 October 2026 in the revision of 13 August 2026: still silent.
- Wells Fargo privacy notice, captured 2026-10-05 (https://www.wellsfargo.com/privacy-security/notice-of-data-collection/)
- train, training, fine-tune, machine learning, artificial intelligence, model
- 0 of 2 raw hits
- 7 Oct 2026
Both "training" matches are employment context: staff work history and personnel files, and HR service providers such as recruiting and training vendors. Neither is model training.
What each plan can refuse
The same questions, asked of every plan we could identify. Every cell comes from a quoted clause or a documented search - see the evidence above.
- Not established
- Not stated
- —
- —
- Not established
How to opt out of Wells Fargo AI training
Plan by plan, from what Wells Fargo's own policy says about refusing. Where it publishes the steps, they're listed here with the limits they carry. Where there's nothing to switch off, or nothing graded, this says so instead of inventing a menu path.
All customers
Not graded, so no route is pointed at. Both occurrences of "training" in the document are employment records — staff work history and HR service providers — and there is no "machine learning", no "artificial intelligence" and no "model" anywhere. The same silence as Chase, Citi and Bank of America, at the same scale, which is what makes the American incumbents a set rather than a coincidence. Re-read on 7 October 2026 in the revision of 13 August 2026: still silent.
What this policy has done since we started watching
2 changes detected since 17 Aug 2026. Each one is a diff between two archived copies, and each links to the passage that moved.
Everything we read
Vendor response
We wrote to Wells Fargo on 26 Aug 2026, quoting the clauses above and inviting a correction. Nothing has come back. That's published because a company declining to comment on its own policy is something a reader should know, and because the invitation should be on the record whether or not it's taken up. Any reply goes here, word for word.
Report a wrong clause