232 APPS TRACKED · 227 CLAUSES ON FILE · 38 WITH NO CLAUSE TO QUOTE
RECORD OPENED 5 OCT 2026 · 1 CLAUSES ON FILE
finance

Does Robinhood train on your data?

Robinhood says your inputs and conversations with its chatbots and AI features may be used to train its AI. It names no way to decline, only consent "where required under applicable law".

LAST CHECKED
5 Oct 2026 · 5 days ago
CONFIDENCE
high
RIGHT OF REPLY
Asked · no reply
Verdict
F
Trains on you by default
No opt-out found in this policy

Evidence 1 — All accounts
Privacy Policy · All accounts
EVIDENCE 01 OF 01
"For these purposes, some of your data, including but not limited to your inputs and conversations with our chatbots and AI features, may be used to train, test, improve, or enhance our AI functionalities from time to time. We provide notice and obtain consent where required under applicable law."
CHECKED
10 Sept 2026
STILL LIVE AS OF
5 Oct 2026
APPLIES TO
All accounts
JURISDICTION
us
HOW IT WAS TAKEN
Fetched from the company
SHA-256
90320227…D9D8

How we read it: The sentence is hedged twice, "may be used" and "from time to time", and neither hedge is a control. What follows it, "We provide notice and obtain consent where required under applicable law", is a statement about the law, not a route, and the site's precedent for that is Google's F. The rights section lets residents of some US states "opt out of certain processing activities", unnamed, and the in-app privacy choices the policy walks through govern advertising and Pay & Request visibility. Scope is what you type to its chatbots and AI features; whether trading data trains anything is not stated.

CONTROLS SEARCHED FOR · 10 Sept 2026

opt out, opt-out, object, consent, choices, train, default

What the document does offer

  • "We provide notice and obtain consent where required under applicable law." — the sentence after the training clause; a statement about the law
  • "Residents of some states may have rights with respect to their personal information, such as rights to access, delete, or correct such information and to opt out of certain processing activities."
  • "Opt-Out of Data Sharing": the in-app steps, for cross-context behavioural advertising only
  • "train": one occurrence, the clause quoted

Why none of it applies: No route is stated. "Opt out" appears for cross-context advertising, affiliate sharing, Pay & Request profile visibility and cookies, never for training. "Consent" appears once, as "where required under applicable law", which describes the law's requirements rather than offering a choice. The state-rights sentence covers "certain processing activities" without saying which. By this site's precedent, a sentence about the law is not a way out, so the tier scores as no opt-out.

What each plan can refuse

The same questions, asked of every plan we could identify. Every cell comes from a quoted clause or a documented search - see the evidence above.

All accountsTRAINS: YES
OPT-OUT
None offered
RETENTION
Not stated
EXPOSURE
88 / 100
DE-IDENTIFIED
Not stated
HUMAN REVIEW
Unknown

How to opt out of Robinhood AI training

Plan by plan, from what Robinhood's own policy says about refusing. Where it publishes the steps, they're listed here with the limits they carry. Where there's nothing to switch off, or nothing graded, this says so instead of inventing a menu path.

All accounts

No opt-out is stated in the policy on file for Robinhood.

Each step's source and archived copy →

What this policy has done since we started watching

1 CAPTURE SINCE 10 SEPT 2026

The record starts here. Robinhood's policy was first captured on 10 Sept 2026, and there's no earlier copy to compare it against, so this verdict has no history behind it yet. From now on every re-read is diffed against that copy, and anything that moves appears here.

Everything we read

DOCUMENT
CHECKED
SNAPSHOT
Privacy Policyquoted
10 Sept 2026

Vendor response

From the company? What a reply does and what moves a grade.

We wrote to Robinhood on 15 Sept 2026, quoting the clauses above and inviting a correction. Nothing has come back. That's published because a company declining to comment on its own policy is something a reader should know, and because the invitation should be on the record whether or not it's taken up. Any reply goes here, word for word.

Report a wrong clause

Writing about Robinhood? Embed this verdict as a card that stays current.